Buying a property is one of the best long-term investments and important financial decisions that you will ever make. It is imperative that you get the process right the first time.

This means doing your due-diligence and making sure that the home you are buying is the right one in terms of price, location, value, size and lifestyle.

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Many self-employed people don’t have their financial statements and tax return finalised because they’re probably just too busy running their businesses to take the time to get the required information to their accountant. This is probably fine, except when you want to borrow money. One of the major requirements that lenders ask for is for you to have a copy of the last 2 years financial statements to prove serviceability.

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